budgeting

Despite a weak first quarter, the economy is still doing pretty well. The jobs picture is looking good, meager pay raises are being scratched out by working class Americans and…

If someone offered you a choice between a brand new 2016 Hyundai Sonata Hybrid, nicely loaded, or picking up the tab for your upcoming wedding, which would be the better…

It wasn’t that many years ago that, if you were a middle class American, you could look forward to a pretty comfortable retirement. Years ago you’d have a pension supplemented…

Consumer credit card debt has reached a seven year high and there’s no sign that consumers are going to lay off the spending anytime soon. Last year credit card debt…

Everyone approaches their personal finances with the best of intentions. In some ways, it’s like going to the gym. The drive to get healthy and the drive to become financially…

It comes as a sudden realization a week before payday and, sometimes, a text or email from the bank or the hideous embarrassment of having your debit card declined in…

According to recent surveys, sixty four percent of Americans don’t have a thousand dollars in savings for emergencies. To cover that debt two-thirds of America would have to either borrow…

Nearly two-thirds of Americans are a single missed paycheck away from financial disaster. The math is straightforward and brutal; it’s all about the odds. Roughly four in ten Americans are…

It’s hard enough to keep a relationship healthy in our busy modern world where constant demands on our time can sap the fun out of almost anything. It is in…

Normally you don’t have to tell people they’re living on the edge of financial disaster; most already know and are trying desperately not to think about it. The reason those…