The new year will bring with it some modest but noticeable changes to both your 401(k) retirement plans and IRAs. Workers with slightly higher incomes will qualify for retirement-savings tax…
-
-
Building a portfolio that is strong and diversified takes a lot of work and a lot of patience. Managing a portfolio that is filled with ETFs (Exchange Traded Funds) from…
-
Many of us are struggling for cash flow, especially after what happened to the market in 2008. There is the option of withdrawing money from your retirement plan early (before…
-
Most people think that it is always best to own a home in your retirement years. However, some would argue that renting a home is more ideal for your retirement…
-
To understand how a cash balance plan differs from the traditional 401(k) plan, we first have to know exactly what a cash balance plan is and how it works. Here…
-
Applying for Social Security benefits is not a difficult process. It can be done from the comfort of your home, office, or even a coffee shop or anywhere else that…
-
Most of us are familiar with the common 401(k) retirement plans. But you may have also heard the term “403(b) retirement plan.” Whether you saw it online, heard someone talking…
-
Has retirement crept up on you faster than you thought? Are you excited about it, but feel you may be a little bit behind when it comes to where you…
-
Government workers don’t get paid as well as folks from the private sector — but the long-term benefits were always supposed to be amazing, and all but guaranteed. This doesn’t…
-
The term “good debt” is used in two situations. One, when people want to feel good about a huge purchase they just made and are actually scared of. Two, when…