personal investments

Stocks have been dead money for a year. Forget about making a return, most people would be happy to break even. These are times when small investors discover that your…

It’s probably the question I field more than any other. There are people who want to get started investing but don’t know if they have enough money. That’s a tough…

You can be forgiven if you’ve never heard of Reddit, a website that advertises itself as the front page of the internet. Trying to define Reddit is sort of like…

It wasn’t that many years ago that, if you were a middle class American, you could look forward to a pretty comfortable retirement. Years ago you’d have a pension supplemented…

There’s a difference between being rich and financially free. Too many people confuse the two and that leads to disappointment and unhappiness. I happen to know some of the richest…

The latest employment numbers showed American business is hiring and the unemployment rate dipped to 5%. That’s a key metric because it means the U.S. is nearing full employment. Full…

It was not at all surprising to me to find out that 61% of Americans are financially illiterate. Some states are worse than others and it should come as little…

Yes, the double digit stock market increase gravy train is over, probably for a long time. What we’ll see instead are years of returns that are normal to slightly below…

If you have more than $1,000 in cash in a savings account, congratulations, you’re part of a thrifty minority in America. According to a survey by GOBankingRates.com and supported by…

There was a tectonic economic shift in 2015 and most of the world didn’t even notice it took place. Like any major economic shift the change started decades before. In…