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Disruptive innovation is one of the most important economic theories of the modern world. It separates incremental improvement from the type of new product that has the potential to make …

To understand how a cash balance plan differs from the traditional 401(k) plan, we first have to know exactly what a cash balance plan is and how it works. Here …

Winston Churchill referred to the condition as his “black dog.”  Charles Dickens fell into a recurrent bleak episode of this very same condition at the start of work on each …

Most of us are familiar with the common 401(k) retirement plans. But you may have also heard the term “403(b) retirement plan.” Whether you saw it online, heard someone talking …

With the major economic downfall that hit us back in 2008, many people have had to drastically change their retirement plans. Millions lost all, or almost all, of their retirement …

So here you are, about to retire soon.  You’ve done all the right things — saved faithfully through your 401(k), kept up your health club membership, supported your kids through …

Calculating the true cost of retirement doesn’t have to be difficult, though it may seem hard at first.  Experts tend to be all over the place when it comes to …

Get ready for some tough sledding. It’s a buyer’s market out there. That said, there are still things you can do to make the job-hunting process easier. And, even though …

Remember the days when most companies all but guaranteed retirement? We don’t either. These days retirement is a process of carefully planned steps and goals. Do the right things at the right …

The number of people invested in the stock market is the lowest since the late 1990s and, despite a recovery that’s seen market valuations return to record high levels, Americans …