budgeting

Despite a weak first quarter, the economy is still doing pretty well. The jobs picture is looking good, meager pay raises are being scratched out by working class Americans and …

If someone offered you a choice between a brand new 2016 Hyundai Sonata Hybrid, nicely loaded, or picking up the tab for your upcoming wedding, which would be the better …

It wasn’t that many years ago that, if you were a middle class American, you could look forward to a pretty comfortable retirement. Years ago you’d have a pension supplemented …

Consumer credit card debt has reached a seven year high and there’s no sign that consumers are going to lay off the spending anytime soon. Last year credit card debt …

Everyone approaches their personal finances with the best of intentions. In some ways, it’s like going to the gym. The drive to get healthy and the drive to become financially …

It comes as a sudden realization a week before payday and, sometimes, a text or email from the bank or the hideous embarrassment of having your debit card declined in …

According to recent surveys, sixty four percent of Americans don’t have a thousand dollars in savings for emergencies. To cover that debt two-thirds of America would have to either borrow …

Nearly two-thirds of Americans are a single missed paycheck away from financial disaster. The math is straightforward and brutal; it’s all about the odds. Roughly four in ten Americans are …

It’s hard enough to keep a relationship healthy in our busy modern world where constant demands on our time can sap the fun out of almost anything. It is in …

Normally you don’t have to tell people they’re living on the edge of financial disaster; most already know and are trying desperately not to think about it. The reason those …